** Special Alert**
$729,750 is the new conforming loan limit in downstate New York.
If you are buying, this change on a $500,000 loan will save you almost $4,000 a YEAR!!
It is also a great time to refinance. Do you have an adjustable rate mortgage that is going to reset?? Is your current mortgage close to 7%? If so, please call (917-974-7525) or email (jkornfeld@wcslending.com) for a comparative quote.
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My name is Jeff Kornfeld and our company, WCS Lending, is a family owned and operated mortgage brokerage with offices here in New York, Michigan and in Florida. We pride ourselves on taking care of our clients as if they were family. Every office is managed by a family member.
In 2007, we are on track to originate $1.7 Billion dollars in loans.
Each individual loan is important to us and we manage every one with great care and pride.
WHY JEFF KORNFELD AND WCS?
Please email me at jkornfeld@wcslending.com with information on your financing needs and I will customize a quote for you. Because we are bankers and brokers, I will run your loan scenario through both channels to ensure we get you the best deal that you qualify for.
I will give you the personal attention you deserve and treat you with the respect due a valued customer. With me, you will NEVER feel lost in the process or unable to get return phone calls. I understand you're making a commitment in buying a new home or refinancing your existing mortgage. In return, I make a commitment to you. I will help you qualify, apply and be approved for the right mortgage loan for your needs.
I personally push your file through from application until the closing. I am your ONLY point of contact and I am truly available 19 hours a day. I work hard to communicate with all the parties involved in the progress of your loan as we move closer to the closing date. In addition, as brokers, we represent over 70 lenders and will work aggressively to see who has the best deal for you. In addition, we are mortgage bankers. As bankers, we can get better pricing for you and the underwriting stays in house. This allows for faster, cleaner closings.
I have arranged financing for clients needing a few hundred thousand to $5 million dollars. With such a large number of lenders there are many loan programs we can consider on your behalf. There is no one set product or program that fits everyone so, let me know what your current situation is and we'll work together to structure something that makes sense for you.
REFINANCING?
Purchases are a large part of my business and so are refinances. Is your Adjustable Rate Mortgage (ARM) getting ready to reset? The resets will be severe and you will see a large increase in your monthly payment. Let's talk now before you are forced into making a decision.
WHITE GLOVE SERVICE
While rates are very important, I also bend over backwards to ensure that you are treated well throughout the loan process. I am interested in much more then just your loan. I want you to be "wowed" enough to refer your family and friends.
Please explore my site and let me know how I can help you. Don't forget to visit my blog (see above)!
Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! I will find find the mortgage loan that best fits your needs. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! I will help you get there.
Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! I will make it easy and worry-free to reduce your interest rate and monthly payment.
